Archive for the ‘Loan modification’ Category
I was lucky enough to go to a few classy filmmaking parties last weekend. The first one ended San Diego Film Week.
Here’s a few snaps:
This was the stage where music,comedy and the San Diego Film awards appeared.
Here’s a few ladies enjoying their 2 free drinks at the blackjack table.
Lots of San Diego Film Awards were handed out. I didn’t see most of the films so I can’t really comment on them.
I did attend the San Diego 48hr Film festival and saw a few there.My favorite was called, “Sorry To Bother You.” I don’t think I’d want participate in that festival because you have to pay them to pressure yourself and your cast & crew to finish a film in 48 hours, and besides the little trophy and admiration of your peers, the financial return seems minimal for all your expenses. True, low or no budget films must be done within a few weeks before participants lose interest. But 48 hrs seems crazy to me.
Festivals abound around the world, online and they are a great way these days to establish yourself as a filmmaker.Lots of trophies were handed out that night like faux Oscars, but I won’t bore you with them. Anyway, the price of admission included 2 free drinks and 2 tacos. Rice and beans were $6.00 extra. Ouch! I came up with my own drink called the Rummelon which is made of rum, watermelon juice and club soda or sprite. Yum!
Snakeoil cocktails provided the watermelon juice and mixed my original creation. Delicious!
Other than that, there was supposed to be a burlesque show but they thought children would attend so all we got were these “cigarette” girls handing out candy instead.
The next night, was an Oscar party at a fancy La Jolla Mansion for sale. Call me, Jordan Schaffner BRE#01736921 @ 619-346-9433 to make a serious offer over $10 million.
Here’s where you enter and walk the red carpet.
There was also a ballot to guess the Ocar winners with a fairly large cash prize.
Great views all the way to the pacific.
This is the pool.
What a place to watch the Oscars, from your own infinity pool overlooking La Jolla Beach!
Here’s a few great 🔥 fireplace shots
Some beautiful flowers from the party.
And the Oscar goes to…”La La Land,” no, no, I mean “Moonlight.” Well, we all know that story by now.
People ask me sometimes what I do. Since my talents are diverse, I figure cyber Monday is a chance to showcase them. There are 3 things I’m offering this cyber Monday. As you can see on YOUtopiamedia.com, and on my LinkedIn profile, I am an Adobe certified graphic designer. If you need graphic design for your company, or for your personal holiday needs for today only, my prices will be 33% lower than your favorite competing designer online.
I also am a San Diego real estate agent, and today only I will give a 35% rebate on my commission at the close of escrow, whether you want to buy or sell residential property, as long as you sign a listing or a buyer broker agreement with me today.
For people on your list who still like to read books, I also am offering, a great special on my autobiographical novel, “Naked Skydiving,” which is about the personal life of a dream interpreter, travelling across the west coast, before 9-11. The paperback normally sells for $18.95 plus tax, today only, I’m selling it for $15.95. I would sell it for less, but I have to pay the publisher $12.00 a book. If you want the ebook, it is a low $3.99 and you just need to buy it from my publisher, iuniverse.com. So these are the deals. Enjoy! If you want further info, just call youtopiamedia, at 619-346-9433, or email us @ firstname.lastname@example.org.
I’m happy to say, Carol Hunt-Abreu, broker BRE#00628673 and I just closed $1,750,000 In San Diego Real Estate this Week! Properties may be scarce. Multiple full price offers are now common. All cash, particularly during the government shutdown has become the new norm. However, after 4 all cash offers, we were still able to find the best home for our client. Let us list your old home and find your new home too! Call Jordan, BRE#01736921 at 619-346-9433 or Carol 619-952-2366! Generous referral program at the close of escrow!
After a tumultuous number of depressing years, real estate is a real profitable business again. Million dollar deals are once again common. As a licensed real estate agent who started during the crash, this feels like a miracle. I remember writing up many offers that were withdrawn due to buyers remorse. I remember when Shearson Leahman went broke. They were one of the few financial institutions to not get bailed out because they were the first to go belly up. A lot of people lost their houses and these same banks that got bailed out by the government, “lost” homeowners loan modification papers several times and foreclosed on them unjustly. Yet some banks did become solvent again and paid off their bailout funds that were supposed to help banks continue lending. Most just hoarded their money and stopped lending. But the fact that the they did pay back the bailout helped the economy to a certain extent.
Homeowners that were underwater never were able to write down the balances for their hard-won loan modifications to adjust to current market values. At least the market is up now. People are thinking about their homes as investments again instead of just places to live. They’re getting out of uncomfortable situations. In 2005, we were used to home prices always increasing. Some people thought they would never go down and then the bubble burst. Before that, It created a false sense of normal where it seemed almost anyone could get a mortgage because people with good and bad credit were bundled together to minimize risk into mortgage derivatives. Firms like Goldman Sachs bet that this wouldn’t work after they created the derivatives and a hedge fund to profit from their cynicism. When it all came down like a house of cards, they made billions, the same way Osama Bin Laden did on 911, by betting against the market. Goldman and others were fined, but were the penalty tough enough to prevent problems in the future? That remains to be seen. Financial reform aims to stop them, but so far, results are unknown.
What I see I fueling the current recovery in the housing market is that the news media started reporting stories of ultra rich celebrities paying enormous amounts for luxury homes. Loan modifications and other government programs, though tough to get, reduced foreclosures. These eventually raised all home prices. Now homes sell before being listed on the MLS with multiple offers. This affects home construction and places like Lowe’s and Home Depot are able to hire again. Supposedly, unemployment has dropped, even though it certainly doesn’t seem like it in many sectors. The recovery may also be short lived because interest rates are rising and creative financing may not be available since some lenders still use creative fraud to grow their businesses but the financial reform bill promises to put a stop to that. I say, if it meets your budget, buy now before the prices and interest rates go up and financial reforms make it more difficult to buy. Real estate will be your literal shelter during bad times and with the right realtor, it can make you rich in good times like now.
Jordan Schaffner Is a San Diego real estate agent, working for broker, Carol Hunt-Abreu. He can be reached at email@example.com or 619-346-9433 to meet your real estate needs.BRE#01736921.